Flat for sale 3+1 • 66 m² without real estate, Mecklenburg-Vorpommern

Property & Premium Location

For sale is a near barrier-free 3-room ground floor apartment with approximately 66 m² of living space (98 m² of usable living & utility space) including a balcony and a sunny south-facing terrace in the highly sought-after first row of Altefähr (Rügen). You will enjoy an unobstructed view of the modern marina and the historic skyline of the Hanseatic city of Stralsund. The fine sandy south beach is only 250 meters away. This historic building (built in 1890) was completely modernized in 2004/2023 & 2024 (with interior finishes by Dornbracht, Villeroy & Boch, fitted kitchen, and a future-proof hybrid heat pump). Energy rating: C (88.10 kWh).

The Combined Usage Concept: Second Home Today, Debt-Free Retirement Tomorrow

This property combines quality of life with mathematical sense and is perfectly designed for a holding period of 10 to 15 years until your planned retirement:

• Phase 1 (until April 30, 2027): Full vacancy protection due to an existing fixed-term tenancy (net cold rent of €915/month). The second home tax is waived during this phase (€0).

• Phase 2 (from May 2027): Use the apartment flexibly as a Baltic Sea second home with owner-occupancy rights or switch to lucrative holiday rentals.

• Phase 3 (your retirement): As a retiree, you move into your own barrier-free ground floor property in the best waterside location rent-free.

The Massive Tax Turbo (Double the Depreciation)

Note: Non-binding model approach, not tax advice.

Due to the modernization, a remaining useful life appraisal (RND) has been prepared for a remaining term of 28 years [ImmoWertV]. With a fixed, low land share of only €18,480, a pure building depreciation base of €289,520 remains. This enables a statutory jump to 3.6% building depreciation per year (§ 7 para. 4 sentence 2 EStG) [EStG]. With a typical family tax rate, this lever secures you significant tax refunds and, together with the rental income from month 1, results in a calculated net surplus in your account!

The Financing Calculation (Top-Notch Bank Rating)

By contributing 21% equity on the total investment sum (€70,064 including all incidental purchase costs), you secure the bank’s absolute best rating:

• Loan amount: €263,576 | Terms: 3.60% interest | 2.00% repayment (monthly bank installment: €1,319.58)

• The Debt-Free Turbo: Use the contractual 5% special repayment option per year to bring the loan down to zero in record time (in 12 to 13 years) and be completely debt-free in time for retirement.

Technical Security: The Heat Contracting

The highly efficient Daikin Hybrid Cascade (including PV system & storage) is operated via an external plant contracting arrangement. For you as an owner, this means €0 acquisition cost and absolutely zero repair risk. Maintenance and upkeep are the responsibility of the contractor.

The property is sold at the WM promotional price for €299,500 plus €8,500 for the parking space, completely commission-free directly from the owner! More offers for you in our portfolio!

Request the complete calculation documents for your tax advisor now or schedule an appointment for our exclusive online consultation!

Premium Location & Connectivity: Residence Hafenblick is located in the first row directly at the Altefähr marina on the island of Rügen. It combines the tranquility of an island vacation property with the direct mainland infrastructure of the UNESCO World Heritage Site Stralsund (reachable in just a few minutes by car, bike, or ferry).

Touristic Unique Selling Points: Only 250 m to the only true south beach of Rügen (maximum sunshine hours). Unobstructed panoramic view of Stralsund’s historic skyline. The immediate neighborhood is shaped by the upscale Hafenblick residence.

Target Group Demographics: The strategic location creates a crisis-proof potential all-year-round. The dynamic rental market is supported by two financially strong pillars: urban professionals commuting to Stralsund as well as a liquid senior clientele targeting the property as a retirement residence. In parallel, there is high potential for exclusive holiday rentals along the Baltic Sea coast.

Exceptional Upside Potential in Market Comparison

While established Baltic Sea hotspots such as Binz, Sellin, Göhren, Zingst, or Warnemünde have already set square meter prices between €8,000 and €12,000, the Stralsund/Altefähr axis offers exceptional value potential. The attractive price-performance ratio makes this location a sought-after alternative in the first row. Due to its exceptional situation – with a direct skyline view of Stralsund – Altefähr is a high-priced area with a stable value base of an average of €5,448 per m². In this prime location, extremely limited availability meets high demand for stable tangible assets for your retirement provision.

In top locations such as the Stralsund harbor area and the Altefähr seaside resort on Rügen, extremely limited availability meets high demand for value-stable tangible assets.

With minimal effort, maximize the leverage for your future.

With our expertise, you can transform your tax burden directly into private real estate assets. The principle is simple: you invest only a few hundred euros per month – the tax office and your tenant cover the rest; for building your retirement wealth.

Within the framework of an online analytical consultation, we merge your tax data and our project data into the digital Westmont evaluation process. The result is your personally tailored yield property for private wealth building.

Alfina GmbH accompanies you through all steps transparently, competently, and with a clear focus on your financial goals.

Are you ready to strategically convert your tax burden into tangible assets?

Note:

Please note that the offer is non-binding and subject to errors and prior sales. All information is based on data provided to us by the owner. All sample calculations are non-binding and do not replace individual tax or financing advice. Tax effects depend on your personal circumstances and require professional consultation. The acceptance of a shortened remaining useful life is solely at the discretion of the tax office and typically requires a professional appraisal. Visual optimization of photos, floor plans, and videos using AI corresponds to the original. Liability for correctness and up-to-dateness is excluded, unless in cases of intent or gross negligence.