Flat for sale 5+1 • 120 m² without real estate, Lower Saxony

You are looking for a crisis-proof investment that lets you sleep soundly at night and protects you from the uncertainties of energy policy? Welcome to Bliedersdorf. This multi-family house, built in 2022 in the robust North German construction tradition (47 cm thick cavity wall with integrated core insulation), combines state-of-the-art architecture with outstanding building physics. The building is classified in the highest energy efficiency class A+ and boasts an end energy requirement of a sensational 19 kWh/(m²a). A forward-looking, hybrid heating concept using gas condensing technology and environmental energy frees you from any future renovation worries related to the Building Energy Act (GEG). Even the bothersome CO2 cost allocation law does not actually affect you as a landlord with these excellent values – your net yield remains completely untouchable.

For sale are the two largest units of the property. These impressive duplex apartments span the upper floor and the attic, providing an unparalleled “house within a house” feeling through their spacious layout. Each apartment offers 5 rooms with living areas of 121 m² (Apartment 3) and 115 m² (Apartment 4). They feature grand, light-filled living/kitchen areas of over 33 square meters, high-quality, daylight full bathrooms, and gigantic studio spaces under the roof (up to 22 m² in size) that provide more than enough room. An excellent finish with durable vinyl design flooring, underfloor heating (in combination with modern plant technology), and triple-glazed plastic windows leaves nothing to be desired. Car parking spaces on the extensive, airy property are naturally included.

The units not only impress with their solid construction but, above all, with their tenant structure. The approximately 115 m² unit (Apartment 4) has been permanently rented to a public authority since 2023. Having a tenant from the public sector means zero percent risk of rental default and no concerns about creditworthiness for you as an investor. The base rent amounts to €1,560.00 plus additional costs, and a no-termination agreement has been arranged until the end of 2027. Here, you acquire a secured, bond-like cash flow with a fantastic gross yield of almost 5.6%. Rent increases are possible in line with local comparative rents. The lease commences on January 1, 2023.

Situated in the coveted commuter belt, Bliedersdorf combines the tranquility of village life with the excellent infrastructure of Horneburg and Buxtehude. Over the past eight years, rental demand in this area has experienced historic growth (with rental prices increasing by over 45%). This is a location with enormous future potential. Secure this inflation-protected premium investment now!

The sale is being conducted to raise equity for another construction project.

Example calculation:

100 percent financing with an interest rate of 4.5% and a repayment rate of 1.3% results in a cash flow before tax of –€117 and after tax of –€4 from the first year onward. Here, the equity yield is 38.6% (assuming a 2% value appreciation).