House for sale • 203 m² without real estate, North Rhine-Westphalia

Multi-family house with 4 apartments:

1. Ground floor – 3.5-room apartment, 65 m², fitted kitchen, terrace, garden, plus 1 car parking space

2. First floor – 3.5-room apartment, 61 m², shared garden use, plus 1 carport parking space

3. Attic – 2.5-room apartment, 45 m², shared front courtyard/terrace use, plus 1 car parking space

4. Basement – 2-room apartment, 32 m², fully furnished, shared front courtyard/terrace use

Plot: 380 m²

Year built: 2001

Supermarket + bakery approximately 50 m away; bus stop for express buses to Aachen and Monschau 120 m away; access to the 150 km cycling route from Aachen to Luxembourg 100 m away; access to the 300 km Eifelsteig hiking trail from Aachen to Luxembourg 140 m away; access to the forests of the North Eifel 400 m away.

Several kindergartens located 1.3–1.8 km in town.

Secondary school (grades 5–13, culminating in the Abitur) only 1.3 km in town.

CO₂-neutral infrared heating; energy efficiency class “A”

Solid construction using 24 cm hollow block masonry with thermal insulation plus an 11.5 cm brick veneer

All rooms are tiled; the ground and first floor bathrooms include bathtubs, while the attic and basement bathrooms feature showers

Ideal for investors! Thanks to the favorable ratio of net annual rent of €23,100 relative to the purchase price, a financing scenario with 30% equity results in an equity return of 7.6%. With depreciation (AfA) and interest, up to 90% of this return can be tax-free!

Due to the indexed rental contract, the net rent increases every year by the previous year’s inflation rate, but at least by 2%. This means the income value of the apartment will increase by at least 2% per year – i.e., by at least 20% in 10 years.

Since the house can be sold tax-free after 10 years, this results in an additional annual equity return of 6.6%, also completely tax-free.

In other words, the tax-free annual equity return from the rising net rent is 7.6%, plus the tax-free return from the annual value increase of 6.6%, totaling 14.2% (of which only 10% from the rental yield is taxable).

This tax exemption is an advantage compared to other investments such as stocks, ETFs, or government bonds, which are subject to a flat tax of 25% every year.

(A detailed calculation of the equity return is available upon request if there is purchase interest.)

The property has always been, and still is, rented. Rents are always paid on time, including any additional adjustments for operating costs.

Final energy demand:

33.5 kWh/(m²·a) for 2023/2024

Energy efficiency class “A”

Location:

Roetgen: A suburb in the south of Bad Aachen

Only 20 minutes by car or express bus to Aachen City,

An ideal residential location in a green setting near the forest, yet close to Aachen City.

The bus stop with express bus service (approximately 20–25 minutes to Aachen) is only 120 m from the house.

Roetgen is the gateway to the North Eifel National Park!

A suburb in the south of Bad Aachen with excellent infrastructure, featuring several specialist doctors, general practitioners, and dentists, as well as multiple daycare centers and two schools.

The well-known Roetgen thermal spa with a SPA area, various saunas, and a spacious outdoor area with an outdoor swimming pool (plus the Hotel Zur Post) is only 150 m away – and the popular pizzeria “La Rustica” is just 140 m away.

All shopping facilities (including Aldi, Netto, Norma, EDEKA, DM drugstore, the organic food store Speisekammer, beverage market, etc.) are within approximately 400–500 m.

If you are interested in purchasing, please send a message regarding this advertisement, and I will contact you shortly.

Thank you.