House for sale • 230 m² without real estate, North Rhine-Westphalia

Here is the translation of the text into English:

Multifamily House with 4 Apartments:

1. Ground Floor 3.5-room apartment, 65 m², fitted kitchen, terrace, garden, + 1 parking space

2. Upper Floor 3.5-room apartment, 61 m², shared garden use, + 1 carport space

3. Attic 2.5-room apartment, 45 m², shared use of front garden/terrace, + 1 parking space

4. Basement 2-room apartment, 32 m², fully furnished, shared use of front garden/terrace

Plot size: 380 m²

Year built: 2001

Supermarket + bakery about 50 m away, bus stop with express buses to Aachen and Monschau 120 m away,

Access to the 150 km cycling route from Aachen to Luxembourg 100 m

Access to the 300 km Eifelsteig hiking trail from Aachen to Luxembourg 140 m

Access to the forests of the North Eifel 400 m away

Several kindergartens 1.3 – 1.8 km in town

Secondary schools (levels I & II up to grade 13, Abitur) 1.3 km in town

CO2-neutral infrared heating, energy efficiency class “A”

Solid construction using 24 cm hollow concrete blocks + thermal insulation + 11.5 cm brick facing

All rooms are tiled; on the ground and upper floors the bathrooms are equipped with bathtubs, while the attic and basement have showers

Ideal for investors! Due to the favorable ratio of cold rent of €23,100 per annum in relation to the purchase price, a financing with 30% equity results in an equity return of 7.6%, which is 90% (!) tax-free due to depreciation (AfA) and interest.

With the index rental agreement, the cold rent increases each year by the previous year’s inflation, but at least by 2%.

This means that the capital value of the apartment increases by at least 2% in the future – in 10 years by at least 20%.

Since the building can be sold tax-free after 10 years, an additional equity return of 6.6% per annum (100% tax-free) is achieved.

That is, the tax-free equity return from the increasing cold rent is 7.6% plus the equally tax-free return from the annual appreciation of 6.6%, totalling 14.2%; of this, only 10% from the rental yield is taxable.

The tax exemption is an advantage compared to investments such as stocks, ETFs, or government bonds, on which a flat tax of 25% must be paid each year.

(a detailed calculation of the equity return can be provided upon serious purchase interest)

The house has always been and still is rented. The rents are always paid on time, including any subsequent additional service charge payments.

Final Energy Requirement

33.5 kWh/(m²·a) 2023/2024

Energy Efficiency Class “A”

Location:

Roetgen: A suburb in the south of Bad Aachen

Only 20 minutes by car or express bus to the city centre of Aachen,

an ideal residential area in a green setting close to a forest, yet near the city of Aachen.

The bus stop with express buses (about 20–25 minutes) to Aachen is only 120 m from the house.

Roetgen is the gateway to the North Eifel National Park!

A suburb in the south of Bad Aachen with excellent infrastructure, several specialists, general practitioners and dentists, as well as several daycare centres and 2 schools.

The famous Roetgen Thermal Spa with SPA, including various saunas and a generous outdoor area with an outdoor swimming pool, as well as the Hotel Zur Post, is only 150 m away – the popular pizzeria “La Rustica” is only 140 m away.

All shopping facilities are approximately 400–500 m away, including Aldi, Netto, Norma, EDEKA, DM drugstore, Bioladen Speisekammer, beverage market, etc.

If you are interested in purchasing, please send a message via this advertisement – I will contact you as soon as possible.

Thank you.