Insurance for 67 crowns a month versus tens of thousands in bail. Live in your rental with peace of mind thanks to liability insurance.
A flooded apartment, a broken fridge or a broken window - events that will cost you a lot of money as a tenant without insurance. That's why we've come up with a new service that can help you and your landlord in the most unexpected situations.
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Together with Česká podnikatelská pojišt'ovna we have prepared insurance that can be arranged exclusively with a few clicks directly on the Bezrealitky portal.
Liability insurance covers the vast majority of sudden damages, such as destroyed parquet floors from moving, furniture chewed by a dog or a flooded apartment, up to two million with a deductible of one thousand crowns. The cost of insurance is just 66.6 crowns per month, or 800 crowns per year.
Why take out liability insurance?
With liability insurance in the first place, you pass any disputes over who will pay for the accident. At the insurance company, you get a mediator who evaluates the situation through the eyes of a third party.
In addition, according to the experience of Martin Ponzer, head of the digital real estate service Bezrealitka, the number of owners who already at the signing of the contract require just the negotiation of liability insurance is growing. In Prague or Brno, for example, roughly one in ten apartments is rented with this condition.
What does bail and insurance address?
If you damage something in your rented apartment, the landlord will usually use a security deposit to pay for repairs. However, this system is suitable for repairs caused by long-term use. In addition, there is no third party to resolve any dispute about how much financial damage has been caused and to arrange for a professional assessment.
And although the absolute value of the deposit has increased by more than 14,000 crowns to almost 35,000 crowns in the last five years, even this high amount cannot cover major accidents such as a floor ruined by a bathtub washout.
How to arrange insurance at Bezrealitky
- The service can be selected from the service centre
- After logging in, it is possible to generate a one-click contract, which is sent to the applicant's email
- Through the payment gateway it is then possible to pay the insurance and thus already draw the contract in the new apartment
Other services of Bezrealitky
Liability insurance is not our only service. You can take advantage of other services to help you with your rental search and secure tenancy, such as the Debt Free Verification, Rent Price Estimator or the Online Tenancy Agreement.
